Over the last few years, digital lending platforms have emerged as viable sources of credit for such borrowers. They have succeeded in creating ripples in the financial lending space by helping borrowers secure funding at a time when demand for credit far outstrips supply.
Imagine there being minimal record of your existence – your credit history and identification papers being almost non-existent.
https://cio.economictimes.indiatimes.com/tech-talk/a-little-bit-of-data-can-go-a-long-way/2730
